In the USA, identity theft is one of the fastest growing financial crimes. Nearly 10 million Americans fall victim each year. The Identity Theft Resource Center reported in 2005, on average, an ID theft victim of new account and other fraud spent 60 hours resolving problems brought on by ID theft, those victims of existing accounts spent an average of 15 hours resolving problems. A 2003 Federal Trade Commission study found that identity theft also costs U.S. businesses nearly $48 billion annually, and consumers an additional $5 billion per year. A security freeze lets consumers stop thieves from getting credit in their names.
A security freeze locks, or freezes, access to the consumer credit report and credit score. Without this information, a business will not issue new credit to a thief. When the consumer wants to get new credit, he or she uses a PIN to unlock access to the credit file. These states give consumers this important weapon to prevent identity theft:
• For more information on credit freezes by state visit:consumersunion.org
Tuesday, July 31, 2007
Home based jobs
We all want meaningful, legitimate opportunity that provides income and a level of flexibility. I recently came across these websites while doing research on working at home. They are listed below:
• alpineaccess.com A call center provider using home-based customer service agents
• intellicare.com A call center company that provides telephone services nationwide
• liveops.com A call center using remote and home-based agents. Requires $30 fee for background check
• workathomeagent.com Get certified to be a "at-home-agent."
• workingsolutions.com - Be a home-based customer service agent.
• alpineaccess.com A call center provider using home-based customer service agents
• intellicare.com A call center company that provides telephone services nationwide
• liveops.com A call center using remote and home-based agents. Requires $30 fee for background check
• workathomeagent.com Get certified to be a "at-home-agent."
• workingsolutions.com - Be a home-based customer service agent.
Impact of deportation on the Caribbean
If you look at a map of the Caribbean, you'll see the many shapes representing the islands, with the largest islands to the west and the small islands to the east, curving on down to South America and ending with the following islands: Aruba, Bonaire and Curaçao on the west.
The whole formation of islands is referred to as the Antilles, divided into the Greater Antilles and the Lesser Antilles. The Greater Antilles is the Caribbean's largest islands: Cuba, Hispaniola (an island shared by the Dominican Republic and Haiti), Jamaica, and Puerto Rico.
The area is divided into the Eastern and Western Caribbean. The Eastern islands are the same as the Lesser Antilles; the Western Caribbean is the Greater Antilles. The Bahamas, technically not part of the Caribbean shares its azure waters and perpetual summer.
Every island has its own Caribbean spirit; their cultures borrow heavily from their founding fathers. French food fills the air of Martinique, St. Martin, St. Barthelemy, and Guadeloupe. Dutch architecture in Aruba, Bonaire, Curaçao, Saba, Saint Maarten, and Saint Eustatius. Spanish atmosphere in the islands of the Dominican Republic and Puerto Rico. Anguilla, the British Virgin Islands, Montserrat, the Cayman Islands and the Turks and Caicos still operate as British dependencies. Former British colonies are the Bahamas, Antigua and Barbuda, Barbados, Dominica, Grenada, St. Kitts and Nevis, St. Lucia, Trinidad and Tobago, and Jamaica.
The impact of deportations on the Caribbean has been so adverse that CARICOM leaders were forced to put it on the front burner when they met with U.S. President George W. Bush, Secretary of State Condoleezza Rice, and congressional leaders, including the Congressional Black Caucus, during last month's Conference on the Caribbean in Washington.
Each year, thousands of convicted felons are returned from the United States, and while the vast majority may have been stripped of their material possessions, for many, their propensity to criminality remains intact.
In an analysis of deportation data for Guyana, Jamaica, and Trinidad and Tobago, a recent CARICOM study found that almost 30,000 criminal offenders had been deported to those islands between 1990 and 2005.
Criminal deportation constitutes a real threat to the security of the region, and to take actions that remain true to this nation’s ideal of enhancing global security by shifting the burden of maintaining security to countries that are least equipped to do so is not wise.
The whole formation of islands is referred to as the Antilles, divided into the Greater Antilles and the Lesser Antilles. The Greater Antilles is the Caribbean's largest islands: Cuba, Hispaniola (an island shared by the Dominican Republic and Haiti), Jamaica, and Puerto Rico.
The area is divided into the Eastern and Western Caribbean. The Eastern islands are the same as the Lesser Antilles; the Western Caribbean is the Greater Antilles. The Bahamas, technically not part of the Caribbean shares its azure waters and perpetual summer.
Every island has its own Caribbean spirit; their cultures borrow heavily from their founding fathers. French food fills the air of Martinique, St. Martin, St. Barthelemy, and Guadeloupe. Dutch architecture in Aruba, Bonaire, Curaçao, Saba, Saint Maarten, and Saint Eustatius. Spanish atmosphere in the islands of the Dominican Republic and Puerto Rico. Anguilla, the British Virgin Islands, Montserrat, the Cayman Islands and the Turks and Caicos still operate as British dependencies. Former British colonies are the Bahamas, Antigua and Barbuda, Barbados, Dominica, Grenada, St. Kitts and Nevis, St. Lucia, Trinidad and Tobago, and Jamaica.
The impact of deportations on the Caribbean has been so adverse that CARICOM leaders were forced to put it on the front burner when they met with U.S. President George W. Bush, Secretary of State Condoleezza Rice, and congressional leaders, including the Congressional Black Caucus, during last month's Conference on the Caribbean in Washington.
Each year, thousands of convicted felons are returned from the United States, and while the vast majority may have been stripped of their material possessions, for many, their propensity to criminality remains intact.
In an analysis of deportation data for Guyana, Jamaica, and Trinidad and Tobago, a recent CARICOM study found that almost 30,000 criminal offenders had been deported to those islands between 1990 and 2005.
Criminal deportation constitutes a real threat to the security of the region, and to take actions that remain true to this nation’s ideal of enhancing global security by shifting the burden of maintaining security to countries that are least equipped to do so is not wise.
Sunday, July 29, 2007
Free on the Internet
If you're like me, you are always on the prowl for ways to reduce your budget, so many things are available for free on the Internet, software, books, utilities for your computer, games you name it. So, here's a list of some useful things that won't cost you a cent:
Free - 411
1-800-411-SAVE > How it works Google Voice Local Search Free 411 - 1-800-FREE411 - Free directory assistance
Free - Audio Books
LearnOutLoud.com Free Audio & Video - Free Audio Books, Lectures, & Speeches on MP3 Download and Streaming Video Gutenberg:The Audio Books Project - Gutenberg AudioFile, the Magazine for People Who Love Audiobooks The Spoken Alexandria Project - Free Audio from... AudioBooksForFree.com Simply Audiobooks - Free_Book_Download Main Page - Gutenberg OTR.Network Library (The Old Time Radio Network) LibriVox The Online Books Page LibriVox Hour One: Encyclopedia of Life / Digital Libraries
Free - Audio Download
Digital Media Locator - Powered by OverDrive Grooveshark Audio freeware for mac and pc The Traders' Den Mercora - Music Search and Internet Radio Network GarageBand.com : GarageBand.com 1 Million Free and Legal Music Tracks - Free Music Radio Paradise - eclectic online rock radio betterPropaganda - Free MP3s and music videos. Internet Archive: Live Music Archive Free Music List December 2005 ? gHacks tech news Stanford on iTunes U LibriVox Catalog Pages Tower.com - Free Downloads :: 1.FM :: The Music Starts Here :: Home Page Music links irateradio.com - free and legal music ibiblio - Black History Month
Free - Books
The Online Books Page Free e-books Best Places to Get Free Books - The Ultimate Guide Best Places to Get Free Books - The Ultimate Guide Main Page - Gutenberg A P R E S S . C O M Bartleby.com: Great Books Online -- Encyclopedi... FullBooks.com - Thousands of Full-Text Free Books manybooks.net - Free eBooks for your PDA, iPod, or eBook Reader
Free - Conference Calls
Conference Call Services, Conference Calling Service - AT Conference Conference Call Services & Web conferencing with Powwownow ? the conference calling company Free Conference Call, Phone Conferencing, Teleconferences - FreeConferenceCall.com Yugma : FREE Web Conferencing, Online Meetings and Web Collaboration: home PC World - PC World Downloads - Raindance Meeti... Foonz - Free Conference Calls and Group Calls TalkShoe voice talk shows and discussion groups - Talkcasts FreeConference.com - Free Telephone Conference ... VSee Free Conference Calling: Conference Call Services Free from LiveOffice Conferencing Raindance : Web Conferencing, Web Meetings & Internet Video Conferencing
Free - Education
Free Education MIT OpenCourseWare OCW Home OpenCourseWare Consortium: Use Wikiversity:Main Page - Wikiversity OpenCourseWare Finder
Free - Images
Royalty Free Stock Photos at Fotolia.com Free Clipart, Clipart everystockphoto.com - your source for free photos BubbleShare - Easy Photo Sharing - Create a Slideshow and add to your MySpace Profile or Blog Yotophoto Find free photos... fast! Public Domain images optimized for word processors at WPClipart Open Clip Art Library Drawing Together Pixenate - Online Photo Editor Official Seal Generator McKenna Gallery - Page 1 Norman Koren photography: images and tutorials
Free - eBooks
Floodle.net Free ebooks - Free eBay Information eBookSpyder
Free Tutorials - PC Painting
Project Dogwaffle 1.2 - the Free PC Paint and Animation Program for prople who love to draw, sketch, animate and paint: digital painting, animation, special effects, filters, plugins, frames, layers, photoshop(r) alternative, digital painter, custom... IrfanView - Official Homepage - one of the most popular viewers worldwide GrafX-Design.com - Tutorials for Photoshop, Corel DRAW! and Paint Shop Pro
Free Website
Freewebs.com - Free website, free hosting, free webpage, online photo album, free blog, more! Jimdo - Pages to the People. - Home
Free Wiki
WikiMatrix - Compare them all Main Page - Wikimedia Commons Welcome to Wikispaces - Wikis for Everyone FreewareWiki - freeware & free info - A place to look for great freeware, c...
Freeware
Download Squad Free Files For All - Home Audio Video Edition: Specially Selected Free and Open Source Software Audio/Video ngo-in-a-box The OSSwin project: Open Source for Windows! Tech Support Alert's best tech support sites on the Web freeware software Sam Francke Best Freeware downloads and tips at TOPFREEWARE.NET Freeware World Team - FWT Freeware downloads - Free software downloads for Windows Ubbi Downloads SiTE 4 Sore Eyes Freeware Rareware Top Drawer Downloads - MediaBlab.com - Software Downloads Self Help Game Giveaway of the Day Freeware Home - Free Software Downloads CamStudio Download Products The Great Software List S4SEs Free Software Resources Karen's Power Tools XnView Jumbo: Free & Shareware MP3 files, Games, Screen Savers & Computer Software eConsultant : Ultimate Web Developer Lists, Web 2.0 Directory, Technical Tips and Lists The Best of Free Software FreeSerifSoftware - free software downloads Open Source Alternative - Find Open Source Alternatives to commercial software CastleCops? - Total Uninstall - track and undo system changes Last Freeware version: jv16 Powertools, RegCleaner, PowerArchiver, PopCorn Welcome - TheOpenCD Filebasket - Welcome 83 Resources on Open Source Applications for Windows - Listible! DirFile: Freeware Software Downloads FREEWARE GUIDE - Your Guide to the Best Free Software and Freeware Sites! Free Downloads Center - software and free game downloads Son Of Spy's Software Index Totalidea Software: Tweak Windows Vista - Windows Vista Tweaks - TweakVI - Tweak-VI - Tweak-Vista - TweakVista - TweakXP - Tweak-XP - Tweak XP - Registry - Regedit - Windows Tuning - Windows XP - Windows Vista - Tweaking - Optimize - Tweak - TweakUI... DNsoft.be Back Issues of Support Alert/PC Alert newsletter SodaBush.com ...refreshing, isn't it? Links Page - DonationCoder.com The Zjooj Freeware Office Productivity software, Spyware removal and many other software utilities Open Source Windows - Free, Open-Source software for Windows Freeware Files Bobyte Freeware: We make video editor, video joiner and video splitter software MajorGeeks.com - Download Freeware and Shareware Computer Utilities. DoubleDesktop: double your screen space! The Zjooj Freeware Office Productivity software, Spyware removal and many other software utilities NirSoft - freeware utilities: password recovery, system utilities, desktop utilities StudioLine - Digital Photo Album with Image Editing and Sharing, Web Publishing - Downloads VicMan Software Free Downloads And Products: Image Editor, Email Filter, Anti Red Eye, Red Eye Remover, Digital Imaging Software and Utilities. Giveaway of the Day 31 Resources on Places to find free software - Listible! PortableApps.com - Portable software for USB drives Your Digital Life, Anywhere? torcs ? News Free programs and resources for using the web, graphic design, computer security, communications, and exploration. OgasaWalrus.com Freeware and Free & Open Source Software for Proprietary OSes LUEM42's COOLSITES links to free fun safe useful informative websites and freeware TinyApps.Org : Home Software - DonationCoder.com Free downloads encyclopedia - Softpedia Who needs to pirate software with a list like this? - 121Space gHacks tech news Edskes File Download Mirror JoeJoe's freeware utilities - [Home] Google Pack Spacejock Software OpenSource-IT.com: Open Source software for the enterprise Photobie: free image editor, photo editor, screen capture ( screencapture ), GIF animation, flash, framing, photo viewer, icon editor etc SB-Software Shareware and Freeware Program List Computer :: News :: Tips :: and Hacks: Best Freeware Guide Spacejock Software Most Popular Freeware on GRC.COM Open Source Applications for Windows FSF/UNESCO Free Software Directory 253 Resources on Windows opensource and/or freeware - Listible! Daylight Saving fix for Windows 2000,XP, 2003, and NT (DST Patch/Fix) ALTools PC Utilities - Zip, Unzip, FTP, Movie Player, DVD Player, Picture Viewer, Login Password manager Elm?Download Jans Freeware Collection Free Labs Software FREEWARE LINKS Pricelessware - Alphabetical Index Arjan.org's Absolute Freeware Links - Home nedwolf - Free Software - Windows Freeware Neowin's Freeware Alternative List - Neowin Forums EverythingFree: Home Of Best Freeware software, ebooks, quotations, sms downloads and more eXtropia - the open web technology company Software from HarmlessLion.com! KC Softwares Free software downloads for windows baliganikhil - Softwares - By: B.Nikhil Baliga TechSoup.org - The Technology Place for Nonprofits LookSmart's Furl - View Item - OpenSourceCMS - Home News /// AnalogX Freeware Files - Free Software Downloads mbmack.tk 100-downloads.com Top-100 downloads of free software & freeware for Windows XP & Vista brian.arthur.robertson - Free Software FreewareWiki - freeware & free info - A place to look for great freeware, c... Abandonia - Home of abandonware DOS games Bear Bottoms Freeware Products of Two Pilots nedwolf - Best Free Web Applications The Best "FREE" Link Page SHELL EXTENSION CITY, millions of free Windows power tools, explorer enhancements, windows add-ons, tweaks, system utilities, freeware, IE7 Freeware Tools and Utilities for Windows ITerating: Wiki-Based Software Guide Free applications, utilities and software programs WinExtra wandering the wilderness of technology and the Internet Free desktop pc software - Kaaredyret.dk Fight the Bull - Download Bullfighter thyant$BF\(Joftware Products 2 PC Geeks Internet Security: Freeware Product Solutions DoverProductions popular programs at MyProgs 195 Resources on The Most Popular Freeware for Windows - Listible! Download and/or Embed YouTube Videos JDMCOX Software
Freeware - 3D Desktop Manager
Downloads - Visual Tooltip
Freeware - Accounting
Open Source Accounting Software GnuCash
Freeware - Anonymous Surfing
Torrify: Torpark Free anonymous email and private email, private label email: TheAnonymousEmail.com Torrify: Professional Privacy for Everyone Anonymizer: free web proxy, CGI proxy list, free anonymizers and the list of web anonymizers list
Freeware - Anti-Rootkit
AVG Anti-Virus and Internet Security - AVG Anti-Rootkit Free Edition Anti Rootkit Software
Freeware - Anti-Spam
Agnitum Spam Terrier, Product Page
Freeware - Anti-Spyware
AVG Free Advisor: AVG Anti-Spyware Free ewido - anti-spyware and anti-malware solutions Free Antivirus Software, Antispyware Software Internet Security Identity Theft Protection Novatix Cyberhawk - Intelligent Behavior-based Security and Protection Anti Malware - Comodo BOClean Free spyware removal and spyware protection - Spyware Terminator X-RayPc Spyware Remover Process Analyzer from XBlock Systems
Freeware - Anti-Virus
ClamWin Free Antivirus. GNU GPL Free Software Open Source Virus and Spyware Scanner. Download Free Windows Antivirus. Stay Virus and Spyware Free with Free Software. - Home
Freeware - Audio Burner
REAPER Download Free Audio Extractor, Extract audio from video, Convert AVI to MP3, WMV to MP3, MPEG to WAV AC3 Easy CD-DA Extractor - Music Converter - Rip & Burn CDs - Convert audio files burrrn.net - The home of Burrrn and Mr QuestionMan ? Burrrn
Freeware - Audio Editor
SoundEditor hymn -- decrypt iTunes and iPod music / unprotect AAC files (m4p --> m4a) GermaniXSoft :: Home of the GX::Transcoder - Home Wave Repair
Freeware - Audio Player
OrangeCD - download record and CD catalog software for your CD collection Download Songbirdnest.com Quintessential Player ? Play, Rip, Manage and Enjoy your music Slim Devices : Support : Downloads
Freeware - Audio Recorder
Audio Recorder for Free EAC - Exact Audio Copy
Freeware - Automate
[ AutoMee ]
Freeware - Backup
FileHamster - A Personal Revision Control Solut... Miray Software -HDClone Cobian's site - The home of Cobian Backup
Freeware - Backup Win drivers
FreewareWiki - freeware & free info / DriverMax
Freeware - Book Collection
Songs Technologies - Bookinfo
Freeware - Boot Disk
Bart's Boot disks Super Grub Disk Webpage Ultimate Boot CD - Overview
Freeware - Broadband Speed
Broadband Speed Test Bandwidth Vista
Freeware - Browser
Epiphany: The web browser for the GNOME desktop Apple - Safari 3 Public Beta Flock ? the social web browser Avant Browser :: Home Maxthon Browser ? Tabbed Internet browser software Swiftfox
Freeware - CRM
Open Source - SugarCRM Plone CMS: Open Source Content Management
Freeware - Calendar
Rainlendar - Home Unforgiven Organizer - The temple of SISTERWARE
Freeware - Chat
Coccinella Jabber client with integrated whiteboard
Freeware - Commercial Detector
Comskip
Freeware - Crossword Puzzles
EclipseCrossword - download
Freeware - DVD Burn
InfraRecorder free dvd copy cd dvd burner audio data shrink dvd - burn4free freeware DVD Flick ProtectedSoft
Freeware - Database
PostgreSQL: The world's most advanced open source database ORACLE UNVEILS FREE DATABASE ?ORACLE(r) DATABAS...
Freeware - Decrapifier
PC Decrapifier Welcome The PC Decrapifier
Freeware - Defrag
Disk Defrag - Reclaim the Speed Of Your Disks dirms details defrag on the fly JkDefrag v3.15
Freeware - Desktop Publishing
WordPress ? Blog Tool and Weblog Platform Portable Scribus Scribus :: Open Source Desktop Publishing for Linux, Mac OS? X and Windows? Scribus :: Open Source Desktop Publishing for Linux, Mac OS? X and Windows?
Freeware - Diagnostic
Craig's PCI Programs
Freeware - Difference / Merge Text Files
WinMerge
Freeware - Download Manager
Network Downloads : FastCache /// AnalogX Best Download Manager - FlashGet
Freeware - Download Youtube Videos
Download video/videos from YOUTUBE
Freeware - Educational Software
Educational Freeware
Freeware - Email Notification
MSGTAG - MessageTag
Freeware - Emulators
Maximus Arcade - The Seamless Arcade Frontend Solution
Freeware - Explorer
minimalist /// Explorer Breadcrumbs Documentation Last Freeware version: ScramDisk, SpaceMonger, Switch Off, XYplorer
Freeware - File Manager
FreeCommander - freeware file manager File Commander
Freeware - File Searching
Dave's Quick Search Taskbar Toolbar Deskbar Agent Ransack - home Copernic: Software to search, find, and manage information
Freeware - File Transfer
Civil Netizen Official Download Site - A free, personal file transfer program for your large files and folders
Freeware - Firefox
BrowseAtWork :: Firefox Add-ons RealTechNews.com - Independent Tech Fasterfox - Performance and network tweaks for Firefox. Download videos from Youtube, Google, iFilm, Metacafe, DailyMotion, Music. GTDInbox :: Firefox Add-ons IE Tab :: Firefox Add-ons Clippings :: Firefox Add-ons termBlaster with Firefox :: Firefox Add-ons Bandwidth Tester :: Firefox Add-ons New Firefox Extension: X-Ray Design Meme Home - MozillaZine Forums SpellBound - Spellchecker for Firefox and the Mozilla Suite tLo : Gmail Manager People Search and Public Record Toolbar :: Firefox Add-ons ? Turbo-Charge FireFox with FasterFox ? Blog Archive Alice Hill?s Real Tech News - Independent Tech gemal.dk - Mozilla - Linky WOT :: Firefox Add-ons Mimulus :: Firefox Add-ons Snapper :: Firefox Add-ons Sourceforge Direct Download :: Firefox Add-ons Piggy Bank - SIMILE Hack Attack: Firefox extension packs - Lifehacker mozdev.org - bookmarkshome: index Firefox Extension Development Tutorial :: Overview McAfee SiteAdvisor - Firefox Extension Download CopyAllUrls Mozilla-Firefox Extension ? Plasser.net Firefox Facts Fast Video Download :: Firefox Add-ons Zotero - The Next-Generation Research Tool
Freeware - Firewall
Personal Firewall Reviews Free Firewall comparable with commercial firewalls SSL Certificate Free Firewall Anti Virus Internet Attacks Online Banking File Backup Network Security Solutions Firewall Leak Tester Ashampoo FireWall FREE (1.10, 09/13/2006) - Heavy-duty Protection for Everyone Firewall Leak Tester Free Firewall Download - Kerio Personal Firewall PC Tools Firewall Plus - Free Personal Firewall for Windows Free Personal Firewall Software (thefreecountry.com) Filseclab Personal Firewall, Free firewall, Open source code Free Firewall Software - Comodo? Firewall Firewall Leak Tester
Freeware - FirstPage
Downloads - Evrsoft
Freeware - Flash Cards
Memorize word Flashcard System Pauker - Flash Card Learning About
Freeware - Fonts
Download Free Fonts UrbanFonts.com
Freeware - FreeMind
Main Page - FreeMind - free mind mapping software
Freeware - GIMP
Gimpshop! at Plastic Bugs
Freeware - GPS
EasyGPS - FREE GPS Software for your Garmin, Magellan, or Lowrance GPS
Freeware - Games
Windows Marketplace: Game Downloads Game Maker Games Unification Wars Official Website ... Free Online Web Games ... Massive Online Strategy Games (Game Server 0) Hikoza'n-CHI X - Games Cloud Game Caiman free games: Galaxiga by eikon. XP Games BZFlag - home Games Open Source games for Windows! Sharpshooters Miniature Golf and Dead Eye Golf - 2 free golf games Tux Racer '' - Cubex Digital Entertainment Games Blackrat Studios- Home of the Rat Astro Battle-Build your Space Ship and Blast your Friends Online Download Free Games - Play Over 303 Game Downloads! FreeGamesNews FlightGear Flight Simulator Free games: Download over 400 DOS games. Shareware and freeware, reviews, help getting games working! DOS Games Archive: download free MS-DOS games SourceForge.net: ReversiFlex GNU Backgammon X-Moto Gratis gaming: real PC games you can download for free - CNET reviews [ c h r o m i u m B.S.U. ]
Freeware - HD Clone
Miray Software -HDClone
Freeware - HTML Editor
Free HTML Editor, Visual Web Page Editor: PageBreeze Freeware Wojanware - WYSIWYG HTML EDITOR - Main Screenshots - editor PSPad - free HTML editor, PHP editor, XHTML, JavaScript, ASP, Perl, C , HEX editor
Freeware - Home Design
Envisioneer Express
Freeware - IM
IMified - Instant Productivity
Freeware - Icons
Crystal Clear - Wikimedia Commons
Freeware - Illustrator
Inkscape. Draw Freely.
Freeware - Image Fixer
Welcome to optikVerve Labs - Home of virtualPhotographer k.galanos - iResize Shrink Pic - Free photo resizer for email, IM, blogging and web galleries
Freeware - Image Software
Photo-Freeware.net - Image Editing Freeware Download Source
Freeware - Image Viewer
FastStone Image Viewer - Powerful and Intuitive Photo Viewer, Editor and Batch Converter
Freeware - Internet Optimizing
Cablenut.com - We're alive and tweaking'
Freeware - Internet Research Scout
Internet Research Scout was especially designed for online research and easy way to save information from the Internet
Freeware - MP3 Editor
The GodFather ::.
Freeware - Mac
Macfreewares: Freeware only, for Macintosh and Apple computers
Freeware - Make Music
About H-Lounge - Make Music with Hyperscore
Freeware - Media Center
MEDIAPORTAL - free MediaCenter HTPC Software - Home
Freeware - Media Converter
Any Video Converter is a professional video converter which can convert any format video files and YouTube clips with fast speed and excellent video quality. Media Convert - free and on line - convert and split sound, ringtones, images, docs - MP3 WMV 3GP AMR FLV SWF AMV MOV WMA AVI MPG MP4 DivX MPEG4 iPOD PSP OGG WMA AAC MP4 MPC MMF QCP KAR MIDI REALAUDIO FLAC JPG PSD DOC PDF RTF TXT ODG ODP ODS ODT... FreewareWiki - freeware & free info / MediaConvert
Freeware - Media Player
fusion media player - DVD, Radio Streaming, MPEG, MP3, DivX, WMV Solway's Internet TV and Radio Player Download page
Freeware - Multimedia Player
:: GOM PLAYER ::
Freeware - Music Education
GNU Solfege - free ear training software Main...
Freeware - Network Traffic
Last Freeware version: Mailwasher, DDTitle, FolderSizes, TxEdit, EVEREST Home Edition, AIDA32, Network Traffic Monitor
Freeware - Notes
EverNote - Product Downloads
Freeware - Old Ver
old version software - Google Search
Freeware - Old Versions
Old Version Downloads - OldApps.com
Freeware - PC Audit
Belarc Advisor - Free Personal PC Audit
Freeware - PC Care
Advanced WindowsCare Personal IObit - Care For Your PC
Freeware - PC Updates
WindizUpdate
Freeware - PDF
PDFTools 1.2 - SheelApps Tracker Software Products Ltd - Homepage - Products for End-Users - PDF-XChange Viewer PDF reDirect - The free PDF Creator alternative to pdf995, cutepdf and freepdf FREEWARE GUIDE - Utilities - PDF Omniformat image conversion freeware
Freeware - Paint
Paint.NET - Free Photo Editing Software for Windows
Freeware - Parental Control
TrustFile -a collection of Kid Safe sites... K9 Web Protection - Free Internet Filter and Parental Control Software WRAAC.org - Internet Parental Control Tools
Freeware - Partition
Partition Logic
Freeware - Personal Financial
* PLCash
Freeware - Personal Information Managers
Navigate PIMS
Freeware - Phone
SoonR - In Touch Now
Freeware - Process Scanner
ProcessLibrary.com - The online resource for process information!
Freeware - Program Launcher
PowerPro
Freeware - Project
Open Workbench - Open Source Project Management and Project Scheduling for Windows - Home GanttPV - Open Source Software for Project Management
Freeware - QuickTime Alternative
Final Builds Site
Freeware - RSS
KlipFolio, the Personal Dashboard and Sidebar for Windows
Freeware - Real Alternative
Free-Codecs.com :: Download Real Alternative 1.52 : Real Alternative will allow you to play RealMedia files without having to install RealPlayer/RealOne Player
Freeware - Recovery and Repair
Trinity Rescue Kit CPR for your computer
Freeware - Registry
Dial-a-fix - TechWiki Official ToniArts software pages
Freeware - Registry Cleaner
Eusing Free Registry Cleaner: Safely scan and repair registry problems - Spyware FREE. Registry Cleaner Software Downloads at RegSofts.com
Freeware - Remote Computer
SkyFex Remote Assistance Service
Freeware - Remote Connect
SkyFex Remote Assistant Free
Freeware - Remove WGA
Firewall Leak Tester
Freeware - Roboform
RoboForm: Password Manager, Form Filler, Password Generator, Fill & Save Forms
Freeware - Sandbox
Sandboxie - Front Page
Freeware - Screen Recorder
Free Screen Recorder - AutoScreenRecorder Free Home
Freeware - ScreenTabs
Stick iWonder Designs
Freeware - Slipstreamer
AutoStreamer 1.0.33 - Neowin Forums
Freeware - Spreadsheets
Download SpeedFan - Access temperature sensor in your computer ajax13 - Welcome to ajax13
Freeware - Startup Monitor
Mike Lin's Home Page Mike Lin's Home Page
Freeware - System Information
PC Wizard SIW - System Information for Windows
Freeware - Text Editor
ConTEXT Programmers Editor - home
Freeware - Text Snippet Paster
PhraseExpress Autotext - Clipboard Utility
Freeware - Text to Voice
DeskBot.Com rohitab.com - FreeVoice: Text-to-Speech and Voice Control Speakonia - CFS-Technologies
Freeware - Text-to-Speech
Text to speech software with Natural Voices-- Free NaturalReader
Freeware - Themes
Patina's Treasures - Desktop Themes & Screen Savers
Freeware - Thinking
ThinkingRock MindMeister - think together Main Page - FreeMind - free mind mapping software
Freeware - Tiny Spell
tinySpell 1.5 - a tiny spell checker for Windows
Freeware - Tutorial
Wink - [Homepage]
Freeware - URL Snooper
URL Snooper - Mouser - Software - DonationCoder.com
Freeware - USB
winPenPack.com: News The Portable Freeware Collection
Freeware - VPN
SSL-Explorer: The World's First Browser-Based, Open Source SSL VPN
Freeware - Video Converter
Overview-Any DVD Converter for iPod rip DVD movies to iPod, convert DVD movie to iPod video format MPEG-4 (MP4), play movie on iPod.
Freeware - Video Player
Democracy: Internet TV
Freeware - Video Tools
bbMPEG Essential Video Resources MediaCoder - more than a universal audio/video transcoder TMPGEnc Net Wax - [ Homepage ] Welcome to virtualdub.org! - virtualdub.org VideoHelp.com
Freeware - Virtual Desktop
Virtual Desktop Toolbox - Features
Freeware - Virtual Index Card
SoftwareByBrian.com - Text Block Writer
Freeware - Visual Studio
Visual Studio Express: Home
Freeware - Volume
List of content-control software - Wikipedia, the free encyclopedia FreewareWiki - freeware & free info / BGone Volumouse - control the sound volume with a wheel mouse Final Builds Site Naomi - freeware internet filter ZSoft Software: Software Details
Freeware - Web Authoring
Nvu - The Complete Web Authoring System for Linux, Macintosh and Windows Software: OpenLaszlo LaszloSystems
Freeware - Web Copy
[object HTMLImageElement] Net Picker download and review - save snippets of web information from SnapFiles
Freeware - Web Design
Open Source Web Design - Download free web design templates.
Freeware - Web Monitor
Web Monitor
Freeware - Windows Utilities
Microsoft TechNet: Windows Sysinternals nLite - Deployment Tool for the bootable Unattended Windows installation - About
How To
eHow How To Do Just About Everything! 5min - Life Videopedia Home Tips: Home Improvement, Home Repair and DIY FixYa.com - Consumer Electronics support, repair, manuals,... How Do I? Learn How To! - The Best Collection of How-To Videos on the Internet! VideoJug - Life Explained. On Film.
Linux
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Linux
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Friday, July 27, 2007
Internet good or bad
I am sitting here at 8:45 am pondering about several things and the value of having the Internet at my disposal is one of them. The Internet is being used not only for fraudulent business transactions such as Ponzi scheme but also for other crime. In the US, predators who pretend to be teenagers, asking innocuous questions like where the victim lives and if the parents are not home, is victimizing girls and boys. The next thing you know, parents get the shock of their lives when they come home to find their children raped and worse, dead.
The Ponzi scheme named after Italian Charles Ponzi who in the 1900s, migrated to the US and launched a large-scale operation that swindled a lot of Americans. Pyramid scheme require their so-called “investors” to recruit at least two others to become their left and right hand “down lines” so they can earn initial commissions, with corresponding overriding commissions from other subsequent recruits.
Swiss Mutual Fund and FrancSwiss are just two examples of how Internet technology is being used, not only to dupe people but also to commit crimes, and these can often transcend borders because of the Internet. It is important that we bear in mind that the ongoing globalization will not be possible without the Internet. With the commercialization of the Internet, things previously unreachable are now available through our personal computers.
According to the Interpol data FrancSwiss promoter of easy moneymaking scheme conducted business through the Internet and is now in trouble with the law.
Swiss Cash investment utilized the Internet to conduct business the company is managed by Swiss Mutual Fund. Swiss Mutual Fund owns three websites they are SwissMutualFund.biz, SwissCash.net and SwissCash.biz, they too are in trouble with the law. The Internet has essentially made the world a global village.
My question to you, is the Internet a "real" value or a 'huge" liability?
The Ponzi scheme named after Italian Charles Ponzi who in the 1900s, migrated to the US and launched a large-scale operation that swindled a lot of Americans. Pyramid scheme require their so-called “investors” to recruit at least two others to become their left and right hand “down lines” so they can earn initial commissions, with corresponding overriding commissions from other subsequent recruits.
Swiss Mutual Fund and FrancSwiss are just two examples of how Internet technology is being used, not only to dupe people but also to commit crimes, and these can often transcend borders because of the Internet. It is important that we bear in mind that the ongoing globalization will not be possible without the Internet. With the commercialization of the Internet, things previously unreachable are now available through our personal computers.
According to the Interpol data FrancSwiss promoter of easy moneymaking scheme conducted business through the Internet and is now in trouble with the law.
Swiss Cash investment utilized the Internet to conduct business the company is managed by Swiss Mutual Fund. Swiss Mutual Fund owns three websites they are SwissMutualFund.biz, SwissCash.net and SwissCash.biz, they too are in trouble with the law. The Internet has essentially made the world a global village.
My question to you, is the Internet a "real" value or a 'huge" liability?
Thursday, July 26, 2007
Share A Hug Today
Just Hug and Hold On....
Here is a little hug for you. To make you smile when you feel blue.
To make you happy if you're sad. To let you know... life ain't so bad!
"Be kinder than necessary, for everyone you meet is fighting some kind of battle."
Here is a little hug for you. To make you smile when you feel blue.
To make you happy if you're sad. To let you know... life ain't so bad!
"Be kinder than necessary, for everyone you meet is fighting some kind of battle."
Wednesday, July 25, 2007
Admire without acquire
Religion Today once published a story title "A man who convinced 2,100 Christians to invest." Investors should always be wary of any scheme that guarantees an above-market return, particularly if it involves unlisted securities or unsecured personal notes, regardless of the good-old-boy charm of the promoter. When it looks too good to be true, it generally is!
SwissCash, which advertises itself as a mutual fund company, once asked US$10,000 to US$100,000 per investor and promises returns of 25 per cent on investment.
Pacific Wealth in Murrieta had no assets of its own and was essentially a "ponzi scheme" that could be kept afloat only as long as more new investors were persuaded to come aboard. They promised rates of return ranged from about 20 percent to 300 percent. One attorney says as many as 400 people from across Arizona were victimized, along with hundreds more in California, Arkansas, Puerto Rico, Texas, Oregon and Washington. See full story at http://www.azstarnet.com/sn/allheadlines/173005
Often, religion is used to push investment in these deals. Scam artists know the vocabulary to use with Christian people, some investors, including a pastor, said they bought in these investments to raise money for church projects to aid the poor.
Wanting things, whether we get them or not, is something with which we are all extremely familiar. To deal with this problem and root out the covetousness in our hearts, we have to learn to admire without acquire. We have to learn how to say, “I appreciate that. That is great. Good for you.” Without taking it any further.
SwissCash, which advertises itself as a mutual fund company, once asked US$10,000 to US$100,000 per investor and promises returns of 25 per cent on investment.
Pacific Wealth in Murrieta had no assets of its own and was essentially a "ponzi scheme" that could be kept afloat only as long as more new investors were persuaded to come aboard. They promised rates of return ranged from about 20 percent to 300 percent. One attorney says as many as 400 people from across Arizona were victimized, along with hundreds more in California, Arkansas, Puerto Rico, Texas, Oregon and Washington. See full story at http://www.azstarnet.com/sn/allheadlines/173005
Often, religion is used to push investment in these deals. Scam artists know the vocabulary to use with Christian people, some investors, including a pastor, said they bought in these investments to raise money for church projects to aid the poor.
Wanting things, whether we get them or not, is something with which we are all extremely familiar. To deal with this problem and root out the covetousness in our hearts, we have to learn to admire without acquire. We have to learn how to say, “I appreciate that. That is great. Good for you.” Without taking it any further.
Tuesday, July 24, 2007
Corporate Downsizing
Quotes taken from Visual Editors website:http://www.visualeditors.com/forum/archive/orlando-sentinel-layoffs-4113.htm#SlideFrame_1
“It really sucks here today. Its very gloom. We lost six people in the newsroom, including a really good page designer and a really good graphic artist...not for performance issues, but because we are eliminating sections. I can't stand the word separated. It would sound more humane if they just said layoffs.
My husband has been laid off twice in the past, and using the word "separation" just adds insult to injury.
_________________
I would imagine if you could understand Morse Code, a tap dancer would drive you crazy (Mitch Hedberg)”
In June, employers took 1,219 mass layoff actions, seasonally adjusted, as measured by new filings for unemployment insurance benefits during the month, the U.S. Department of Labor’s Bureau of Labor Statistics reported July 20. Each action involved at least 50 persons from a single establishment; the number of workers involved totaled 127,897, on a seasonally adjusted basis. The number of mass layoff events increased by 37 from the prior month, and the number of associated initial claims rose by 9,483.
You don't have to be laid off to be affected by corporate downsizing. Those who survive a round of job cuts often struggle with increased stress and depression, according to a British study. Steven Reinberg with HealthDay wrote an article summarizing the research.
Here's an excerpt from his story:"Employees who remained in work after downsizing may be at increased risk of being prescribed psychotropic drugs," said lead author Mika Kivimaki, from the Department of Epidemiology and Public Health at University College London.
Kivimaki's team based its findings on data on the use of psychotropic drugs -- including antidepressants, anti-anxiety drugs, and sleeping pills -- in a group of almost 27,000 municipal workers in Finland between 1994 and 2000. Among these workers, about 4,800 worked in units that experienced layof fs but kept their jobs, almost 4,300 lost their jobs, and close to 17,600 did not work in units that were downsized.
Men who lost or left their jobs were most at risk of getting a prescription for a psychotropic drug. Compared with men who worked for units with no layoffs, these men were 64 percent more likely to be given a prescription for one of these drugs, the researchers found.
However, men who kept their jobs after a layoff were also almost 50 percent more likely to be given a prescription for one of the drugs, compared with those who worked for units that were not downsized, Kivimaki's group found.
Women in downsized units were 12 percent more likely to be given a prescription. Sleeping pills were most often prescribed to men, while anti-anxiety drugs were most often prescribed to women, Kivimaki said.
How should we react when we battle anxiety, anger, and sadness? How can we face personal tragedy? Is God there? Un-churched people have problems just like churched people do. The test is not the problems in your life. The test is your faith itself.
“It really sucks here today. Its very gloom. We lost six people in the newsroom, including a really good page designer and a really good graphic artist...not for performance issues, but because we are eliminating sections. I can't stand the word separated. It would sound more humane if they just said layoffs.
My husband has been laid off twice in the past, and using the word "separation" just adds insult to injury.
_________________
I would imagine if you could understand Morse Code, a tap dancer would drive you crazy (Mitch Hedberg)”
In June, employers took 1,219 mass layoff actions, seasonally adjusted, as measured by new filings for unemployment insurance benefits during the month, the U.S. Department of Labor’s Bureau of Labor Statistics reported July 20. Each action involved at least 50 persons from a single establishment; the number of workers involved totaled 127,897, on a seasonally adjusted basis. The number of mass layoff events increased by 37 from the prior month, and the number of associated initial claims rose by 9,483.
You don't have to be laid off to be affected by corporate downsizing. Those who survive a round of job cuts often struggle with increased stress and depression, according to a British study. Steven Reinberg with HealthDay wrote an article summarizing the research.
Here's an excerpt from his story:"Employees who remained in work after downsizing may be at increased risk of being prescribed psychotropic drugs," said lead author Mika Kivimaki, from the Department of Epidemiology and Public Health at University College London.
Kivimaki's team based its findings on data on the use of psychotropic drugs -- including antidepressants, anti-anxiety drugs, and sleeping pills -- in a group of almost 27,000 municipal workers in Finland between 1994 and 2000. Among these workers, about 4,800 worked in units that experienced layof fs but kept their jobs, almost 4,300 lost their jobs, and close to 17,600 did not work in units that were downsized.
Men who lost or left their jobs were most at risk of getting a prescription for a psychotropic drug. Compared with men who worked for units with no layoffs, these men were 64 percent more likely to be given a prescription for one of these drugs, the researchers found.
However, men who kept their jobs after a layoff were also almost 50 percent more likely to be given a prescription for one of the drugs, compared with those who worked for units that were not downsized, Kivimaki's group found.
Women in downsized units were 12 percent more likely to be given a prescription. Sleeping pills were most often prescribed to men, while anti-anxiety drugs were most often prescribed to women, Kivimaki said.
How should we react when we battle anxiety, anger, and sadness? How can we face personal tragedy? Is God there? Un-churched people have problems just like churched people do. The test is not the problems in your life. The test is your faith itself.
Monday, July 23, 2007
Illegal immigrants to get ID cards
Article written by Lucy Nalpathanchil. NEW HAVEN, Connecticut (Reuters) Illegal immigrants to get ID cards in Connecticut
Starting Tuesday, New Haven will offer illegal immigrants municipal identification cards that allow access to city services such as libraries and a chance to open bank accounts. Supporters say the cards will improve public safety and give undocumented workers protections now afforded legal residents. Critics contend it will unleash a flood of illegal immigration, straining services and wasting taxpayer money.
Fatima, an illegal immigrant from Mexico, said she is eager to apply for the card. "The ID will help me because it's a way to be in this country and get people to know who you are, especially for people who crossed the border and lost their papers," she said. "I feel safe here in New Haven."
Share your thoughts, concerns and reactions on IMMIGRATION issues.
Starting Tuesday, New Haven will offer illegal immigrants municipal identification cards that allow access to city services such as libraries and a chance to open bank accounts. Supporters say the cards will improve public safety and give undocumented workers protections now afforded legal residents. Critics contend it will unleash a flood of illegal immigration, straining services and wasting taxpayer money.
Fatima, an illegal immigrant from Mexico, said she is eager to apply for the card. "The ID will help me because it's a way to be in this country and get people to know who you are, especially for people who crossed the border and lost their papers," she said. "I feel safe here in New Haven."
Share your thoughts, concerns and reactions on IMMIGRATION issues.
Show me the evidence
This morning during my devotion, I prayed for my unchurched friends, one particular person came to mind. He shared with me that he was now an atheist. Although we had numerous discussions on theology, personal testimonies and sermons, he saw no evidence of the existence of God.
Just once wouldn't you love for someone to simply show you the evidence for God's existence? No arm-twisting. Other friends who are devout, practicing Christians refused to engage in arguments over faith because they understand that faith is ... faith. You either believe or you do not.
For example, Saint Thomas Aquinas (also Thomas of Aquin, or Aquino. 1225 – 7 March1274) was an Italian Roman Catholic priest in the Order of Preachers, a philosopher and theologian in the scholastic tradition. He tried to argue logically the existence of God. It was his life's work, and it didn't work. It didn't work because this is either something you feel within you, or it is not. Faith is ... faith.
Just once wouldn't you love for someone to simply show you the evidence for God's existence? No arm-twisting. Other friends who are devout, practicing Christians refused to engage in arguments over faith because they understand that faith is ... faith. You either believe or you do not.
For example, Saint Thomas Aquinas (also Thomas of Aquin, or Aquino. 1225 – 7 March1274) was an Italian Roman Catholic priest in the Order of Preachers, a philosopher and theologian in the scholastic tradition. He tried to argue logically the existence of God. It was his life's work, and it didn't work. It didn't work because this is either something you feel within you, or it is not. Faith is ... faith.
Sunday, July 22, 2007
I am who I am
Keep your guard up. Don't let people know the real you. Dress the part. Act the part. Play the role. Talk the part. People want to see you as better than the average person. Church members want to believe your marriage is always strong, your faith never falters, and you are virtually without sin. Does this sound logical to you?
But I am a regular, scared, insecure, everyday guy whose life had been touched by Jesus. I am a full-time follower of Christ who happened to be a part-time pastor. No make-believe. No posing. No playing games. I am who I am. God called me to be like Christ.
But I am a regular, scared, insecure, everyday guy whose life had been touched by Jesus. I am a full-time follower of Christ who happened to be a part-time pastor. No make-believe. No posing. No playing games. I am who I am. God called me to be like Christ.
Saturday, July 21, 2007
Off the pulpit
It's Saturday. I started the day with my personal devotion then a few hours preparing for Sunday's service. To wind down, I conduct devotion for older parishioners at their assisted living home.
Finally, it's 2:45pm so I proceeded on to my other job as a security supervisor, not before praying with another parishioner. As a part-time pastor I spend far more work hours off the pulpit than on.
Finally, it's 2:45pm so I proceeded on to my other job as a security supervisor, not before praying with another parishioner. As a part-time pastor I spend far more work hours off the pulpit than on.
Friday, July 20, 2007
Part-time pastor juggles to fill church
A bivocational minister can be a lot of things, but he can’t be lazy. I decided a long time ago that faith without works is dead you get out of it what you put into it.
When a hectic schedule is added to the demands of work and family, the results can be a task even to the hardiest person. I work a 40-hour week (evenings) as a security supervisor, sometimes sandwiching Sunday services with a brief nap in between before gong to my secular job. On top of that, I preside over Tuesday night Bible study and Saturday evening seniors’ devotion.
I always have my cell phone in case my congregants need me. It is not easy but it works most of the time. My days are often spent making calls or ministering to parishioners in crisis.
To succeed, yes, you must be an inspiring speaker and love people. But you should also be an inspiring human being–able to motivate people to be their best selves, even in crisis. Surprisingly, what’s required is an unquestioning faith in God.
When a hectic schedule is added to the demands of work and family, the results can be a task even to the hardiest person. I work a 40-hour week (evenings) as a security supervisor, sometimes sandwiching Sunday services with a brief nap in between before gong to my secular job. On top of that, I preside over Tuesday night Bible study and Saturday evening seniors’ devotion.
I always have my cell phone in case my congregants need me. It is not easy but it works most of the time. My days are often spent making calls or ministering to parishioners in crisis.
To succeed, yes, you must be an inspiring speaker and love people. But you should also be an inspiring human being–able to motivate people to be their best selves, even in crisis. Surprisingly, what’s required is an unquestioning faith in God.
Thursday, July 19, 2007
War on Iraq
Polls suggest that Americans are frustrated with Mr. Bush's "surge" strategy and favor a draw down of forces. According to a Gallup Poll last week, 71 percent favor a proposal to remove almost all US troops from Iraq by April 2008, leaving a limited number of troops for counter terror efforts. But there remains a partisan divide. The same poll found that 54 percent of Republicans opposed the idea. It's this division that Congress appears to be reflecting. While most lawmakers oppose the administration's current strategy, they have not come to a consensus over the alternative.
All night debate fails to halt war. President George Bush's Republicans have blocked a Democratic plan to withdraw United States combat troops from Iraq by the end of April 2008 to cap a rare round-the-clock US Senate debate. Is the war with Iraq morally justifiable?
I found this at the Our Lutheran Redeemer Church (of Lexington, KY) website, you can read the full article here.The Christian View of War:
Can War Ever be Just? (With Thoughts About the War in Iraq)
By Dr. Richard P. Bucher
It was the great church father Augustine of Hippo who first sought to give some specificity to a definition of a just war. In fact, his position, which he articulated in the early Fifth Century, has long been the Church’s traditional definition of a just war. Augustine held that a just war must have five components. A just war:
(1) Must be waged for self-defense, rather than conquest, plunder, or political oppression;
(2) Must be initiated by the proper authority, i.e., lawful government, rather than an angry mob, etc.
(3) Must be fought with the right intention: peace. It should not be fought to gain land, power, wealth, etc.
(4) Must have a reasonable chance for success.
(5) Must use means proportionate to the goal. If the goal of a war is to liberate an oppressed people, for example, it makes no sense to destroy all their cities in the process, or to bring them under further subjection.
Where does the major religious denomination stand on war with Iraq? Where does your religious denomination stand?
All night debate fails to halt war. President George Bush's Republicans have blocked a Democratic plan to withdraw United States combat troops from Iraq by the end of April 2008 to cap a rare round-the-clock US Senate debate. Is the war with Iraq morally justifiable?
I found this at the Our Lutheran Redeemer Church (of Lexington, KY) website, you can read the full article here.The Christian View of War:
Can War Ever be Just? (With Thoughts About the War in Iraq)
By Dr. Richard P. Bucher
It was the great church father Augustine of Hippo who first sought to give some specificity to a definition of a just war. In fact, his position, which he articulated in the early Fifth Century, has long been the Church’s traditional definition of a just war. Augustine held that a just war must have five components. A just war:
(1) Must be waged for self-defense, rather than conquest, plunder, or political oppression;
(2) Must be initiated by the proper authority, i.e., lawful government, rather than an angry mob, etc.
(3) Must be fought with the right intention: peace. It should not be fought to gain land, power, wealth, etc.
(4) Must have a reasonable chance for success.
(5) Must use means proportionate to the goal. If the goal of a war is to liberate an oppressed people, for example, it makes no sense to destroy all their cities in the process, or to bring them under further subjection.
Where does the major religious denomination stand on war with Iraq? Where does your religious denomination stand?
Wednesday, July 18, 2007
What about green cards?
On June 13 the USA State Department issued its monthly visa bulletin listing the deadlines for foreign nationals waiting to complete the final step to apply for employment-based green cards. Instead of the usual cutoff dates, the June bulletin made the extraordinary announcement that virtually all foreign nationals already deemed eligible for green cards could apply, even those whose eligibility dates were still years away.
But when July 2 rolled around, the State Department announced that it would not be able to offer the visas. The department said "sudden backlog reductions efforts" at CIS, the agency that processes green-card applications, had caused 60,000 green-card numbers to be used up.
On Tuesday the Citizenship and Immigration Services announced that it had reversed an earlier decision and would accept and process the green-card applications of tens of thousands of foreign professionals working legally in the United States. It also extended the application deadline for those seeking green cards, or permanent residency.Will they ever get it right?
But when July 2 rolled around, the State Department announced that it would not be able to offer the visas. The department said "sudden backlog reductions efforts" at CIS, the agency that processes green-card applications, had caused 60,000 green-card numbers to be used up.
On Tuesday the Citizenship and Immigration Services announced that it had reversed an earlier decision and would accept and process the green-card applications of tens of thousands of foreign professionals working legally in the United States. It also extended the application deadline for those seeking green cards, or permanent residency.Will they ever get it right?
Tuesday, July 17, 2007
My Wife's Dodge Durango
On Friday, July 13, 2007, I received a call from my son he said that his mother’s car had died. She had the vehicle, a Toyota Corolla for about nine years, with no major problems. My son said, he was driving on the interstate when the check engine light came on. Then the car lost all oil pressure. He felt something give and a loud clicking sound was heard. Needless to say, with a similar incident happening to him only a few months ago while driving his own car, he was very discouraged. In getting to the point, the same day my wife and I talked about purchasing a vehicle.
The following day we went to a car dealership. Even if their ethics are clean, face it—they're pros at selling cars, and you're likely an amateur at buying them. The people at the dealership, nice and smiling though they may be, simply have a different objective in the car transaction than you do. Their goal always is to maximize profit. They all but held my hand at the dealership. And everything was great! We test-drive a few vehicles, but my wife wanted a SUV.
On July 14, 2007, we bought a Dodge Durango fully loaded with bells and whistles. My wife was living large! She loved her Durango. Now today Tuesday, July 17, 2007 I am about to refinance the vehicle at our Credit Union, they are giving us a better interest rate.
The following day we went to a car dealership. Even if their ethics are clean, face it—they're pros at selling cars, and you're likely an amateur at buying them. The people at the dealership, nice and smiling though they may be, simply have a different objective in the car transaction than you do. Their goal always is to maximize profit. They all but held my hand at the dealership. And everything was great! We test-drive a few vehicles, but my wife wanted a SUV.
On July 14, 2007, we bought a Dodge Durango fully loaded with bells and whistles. My wife was living large! She loved her Durango. Now today Tuesday, July 17, 2007 I am about to refinance the vehicle at our Credit Union, they are giving us a better interest rate.
Monday, July 16, 2007
Overwhelm By Stress
The running around between my domestic life, secular job, being the pastor of a newly planted church and the moment to moment changes had piled up and I felt overwhelmed. Today I reflect on the nature of God and humbly admitted my weakness. This allowed me to received much needed consolation. Only when we are able to be comforted in our distress about life can we return to life's demands refreshed, and with something to give.
I believe that the gift of the Holy Spirit guarantee every hopeful, trusting and limited heart will be received by the Father and restored by the Spirit of Christ. We are assured that we will be given what we need to be secure. This will steady us and give us the freedom to enrich the world.
I believe that the gift of the Holy Spirit guarantee every hopeful, trusting and limited heart will be received by the Father and restored by the Spirit of Christ. We are assured that we will be given what we need to be secure. This will steady us and give us the freedom to enrich the world.
Sunday, July 15, 2007
A time to plan
The Caribbean region has been slow to develop its occupational and private pension structures and this is certainly true in many of the smaller islands where little or no pension legislation currently exists.
Barbados is ahead of many of its neighbors in the progress being made on pension reform. The Cayman Islands has indicated its intention to reform its pension laws, which were only introduced some six years ago. Similarly, a Pensions Act is anticipated for Jamaica. Trinidad and Tobago anticipate pension reforms over coming months. There is even talk of pension regulations in the Bahamas, where no current pension scheme laws exist.
The United Nations estimates that the number of people over 60 will rise to two billion in 2050, from 600 million, with the ''oldest old,'' those 80 or older, increasing to 350 million from 70 million. They also projected that by mid-century; one third of China's population will be retirees.
It's never too late to get a jump on retirement savings, even if your job doesn't provide a plan. Save, save, save. Disciplined saving can be tough when money isn't automatically going into your retirement account before you can get your hands on it.
In the USA people who participate in 401(k) s typically get matching contributions from their employer. The most prevalent arrangement is a match of 50 cents for each dollar the worker contributes of the first 6 percent of salary.
So how do you jump start your retirement-savings effort? I signed up for such an arrangement a little over 10 years ago, and I can tell you that it's nothing short of amazing (the rule of 72) how within a few years even relatively small contributions turn into "real" money, not to mention money I'd probably had spent on meaningless little things if it had been sitting in my checking account.
One final thing you can do to improve your retirement prospects is to keep an eye out for jobs that offers comparable or better pay and benefits plus a 401(k) or pension (or both for that matter). If you can land such a job and keep up as much as possible with the saving program you will really be on the express route to a secure retirement.
Were you born before 1964? What's the one thing you really want to make sure you do in your lifetime? Is your Must-Do Goal to open a restaurant? Pastor a church? Get in touch with a financial expert who can help you make your dream a reality.
Barbados is ahead of many of its neighbors in the progress being made on pension reform. The Cayman Islands has indicated its intention to reform its pension laws, which were only introduced some six years ago. Similarly, a Pensions Act is anticipated for Jamaica. Trinidad and Tobago anticipate pension reforms over coming months. There is even talk of pension regulations in the Bahamas, where no current pension scheme laws exist.
The United Nations estimates that the number of people over 60 will rise to two billion in 2050, from 600 million, with the ''oldest old,'' those 80 or older, increasing to 350 million from 70 million. They also projected that by mid-century; one third of China's population will be retirees.
It's never too late to get a jump on retirement savings, even if your job doesn't provide a plan. Save, save, save. Disciplined saving can be tough when money isn't automatically going into your retirement account before you can get your hands on it.
In the USA people who participate in 401(k) s typically get matching contributions from their employer. The most prevalent arrangement is a match of 50 cents for each dollar the worker contributes of the first 6 percent of salary.
So how do you jump start your retirement-savings effort? I signed up for such an arrangement a little over 10 years ago, and I can tell you that it's nothing short of amazing (the rule of 72) how within a few years even relatively small contributions turn into "real" money, not to mention money I'd probably had spent on meaningless little things if it had been sitting in my checking account.
One final thing you can do to improve your retirement prospects is to keep an eye out for jobs that offers comparable or better pay and benefits plus a 401(k) or pension (or both for that matter). If you can land such a job and keep up as much as possible with the saving program you will really be on the express route to a secure retirement.
Were you born before 1964? What's the one thing you really want to make sure you do in your lifetime? Is your Must-Do Goal to open a restaurant? Pastor a church? Get in touch with a financial expert who can help you make your dream a reality.
Saturday, July 14, 2007
Unfortunate Status
According to the Roman Catholic relief organization Caritas, the number of Christians in Iraq had plummeted to 25,000. The Greek Orthodox archbishop in Jerusalem, where only 12,000 Christians remain, is pleading with his followers not to leave. "We have to persevere," says Theodosios Atallah Hanna. "How can the land of Jesus Christ stay without Christians?" The proportion of Christians in Bethlehem, once 85 percent, is now 20 percent. Egypt's Coptic Christians, who trace the roots of their faith back to Saint Mark's preaching in the first century, used to account for 10 percent of their country's population. Now they've dwindled to an estimated 6 percent.
What are the Christians of the world doing for the place of the Birth of our Lord Jesus Christ?
What are the Christians of the world doing for the place of the Birth of our Lord Jesus Christ?
Friday, July 13, 2007
Illegal Drugs 2 x 2
For the last five years, the U.S. Department of Health and Human Service's National Survey on Drug Use and Health has consistently found 0.2 percent of Americans reported meth use within a month of the survey. Four times as many Americans reported regular cocaine use; 30 times more reported regular marijuana use and 90 times more reported binge drinking, according to the report's data.
The image of a teenage kids beating up their own mother so that they can steal money from her purse and the scene in which a young woman has sex in exchange for drugs will not quickly fade from memory.
In August 2005, Newsweek called meth an "epidemic" and a "plague" and slapped the headline "America's Most Dangerous Drug" on its cover.
An increasing number of people are coming to the conclusion that this so-called "war on drugs" has been lost and that other options need to be explored.
Is the current drug-control effort a waste of money and lives? Are there any alternative options?
The image of a teenage kids beating up their own mother so that they can steal money from her purse and the scene in which a young woman has sex in exchange for drugs will not quickly fade from memory.
In August 2005, Newsweek called meth an "epidemic" and a "plague" and slapped the headline "America's Most Dangerous Drug" on its cover.
An increasing number of people are coming to the conclusion that this so-called "war on drugs" has been lost and that other options need to be explored.
Is the current drug-control effort a waste of money and lives? Are there any alternative options?
Thursday, July 12, 2007
Illegal Drugs 1 x 2
The involvement of Caribbean youth in drug distribution of marijuana from the mid-1960s to 1981, cocaine hydrochloride powder and crack from 1981 to present, the relationship between the underground economy of drugs and the corporate, capitalist economy is explored. Responding to high rates of unemployment and to other problems, young Caribbean African males established a multimillion dollar marijuana (ganja) trading network which linked cultivators on the islands with exporters/importers and street-level distributors in North American cities. By 1976, its participants had become Rastafarians, or followers of an ideology of self-reliance and indigenous development. They reinvested marijuana revenues to revive various industries. In neighborhoods, marijuana was a "positive vibration" and its distributors were lionized. However, as a child living in Jamaica, by the time I had reached the age of reason, I basically figured out that the marijuana life style was not for me.
Wednesday, July 11, 2007
Which is the true Church
THE Vatican sought overnight to downplay a document claiming the Roman Catholic Church was the "one true Church of Christ" after it provoked outrage among other Christian faiths.
But according to the Encyclopedia of American Religions which 1 lists 1,588 religious denominations, sects, faith groups, organizations, etc. Most are currently operating in North America; a few are defunct but have been recently active. The vast majority of them consider themselves to be Christian. Some of these groups believe that they are the only true Christian church. But how does one find out which denomination really is? Some possibilities:
- Perhaps one of them is the true church.
- Perhaps none of them are. All of the Christian denominations may have strayed so far from Jesus' original intent, that all may be deeply flawed.
- Perhaps many faith groups are different manifestations of the true church - even though their rituals and practices differ.
- Perhaps a historical faith group, now defunct, was the rightful owner of that title. There have been a lot of religious genocides down through the ages, perpetrated by which ever religious group was in power.
- Perhaps Jesus did not intend to found a church at all; in that case, there has never been a true church.
China recalls on the news
Thomas the Tank Engine, pet food, toothpaste, and tires. The recalls have filled the papers with negative views of China exports. All of these items have low manufacturing costs and are daily consumer products.
There are many who would argue that the United States does bear some responsibility for the situation in China.
There are many who would argue that the United States does bear some responsibility for the situation in China.
Tuesday, July 10, 2007
Increasing Church Growth and Income 2 x 2
David Hayward pastor of a Vineyard Church in Rothesay, New Brunswick, Canada insists, you can’t embrace the reality of the cross and pursue the security of success at the same time. He also said that he could increase the attendance at his church as well as the giving. He came up with a rather cynical list of 10 things you could do to achieve better attendance and giving:
- Don’t allow people to participate in the worship band or any other prominent, visible ministry who don’t have excellent attendance and who don’t tithe.
- Befriend the good, consistent supporters and avoid those who aren’t these things. Everyone wants to be in the inner circle.
- Reward those who give with frequent public recognition and praise.
- Teach that giving to the church is what gets God acting on our behalf.
- Always concoct the impression that something great is just about to happen so that the level of anticipation keeps people coming, expecting the special event to happen at anytime. Keep the excitement level high and eliminate the darker realities of human emotions from the service.
- Sow the idea that going to church whenever it is open is the same as being the church.
- Never be afraid to use fear or guilt as a motivator for beneficial results. You must realize that these are the greatest causes for seeing almost immediately the effects you want.
- Blame sin for the reason why people don’t advance in the church. This creates the idea that perfection is what produces promotion.
- Use incentives such as fund-raisers, pledge campaigns, bake-sales, auctions… anything that will fondle money out of people who normally wouldn’t let go of it so easily.
- Brand and market yourself and your church as wealthy, successful and positive, then play the part yourself. This will create the ethos of prosperity and success that attracts money.
Maybe you have some suggestions of your own?
Increasing Church Growth and Income 1 x 2
George Barna's research indicates that 7% of the unchurched plan to attend church this year. If churches were consistently giving a midweek or weekend night to Jesus, we could see 90% of them stay. At least 5% of the unchurched would come into the church each year. Another 33% of the unchurched are open to attending church. The most likely thing to attract them is the invitation of a friend. When they do come, we need to have a strategy to get them to stick. Rick Warren says, "For your church to grow you must be nice to people when they show up.
Monday, July 9, 2007
What banks won't tell you 3 x 3
The Rule of 72, which tells you how long it takes to double your money. 72/[return rate you’re getting] = # of years to double your money. For example, if you’re getting a 10% interest rate from an index fund, it would take you approximately 7 years (72/10) to double your money. In other words, if you invested $5,000 today, let it sit there, and earned a 10% return, you’d have $10,000 in about 7 years. And it doubles from there, too. Of course, you could have even more by adding a small amount every month using the power of compounding.
To give you an example of how much money that would be, for example, one of my kids will probably have a baby in the next couple of years. I was thinking I might put away $1,000 as a gift in an index fund. Let’s just assume it earns 10% annualized during the grandchild’s life. Guess how much it would be worth at age 63?
Age 1: $1,000
Age 7: $2,000
Age 14: $4,000
Age 21: $8,000
Age 28: $16,000
Age 35: $32,000
Age 42: $64,000
Age 49: $128,000
Age 56: $256,000
Age 63: $512,000
Basically you can see that my grandchild would be rolling hard thanks to Grandfather Rev.’s $1,000 gift 63 years prior.
And it grows from there–note how fast the money grows towards the end. Yes, this is a simplistic model that assumes a 10% return rate and yes, it leaves out inflation/taxes. But it shows you how much a $1,000 investment can grow with time–even though you didn’t add an extra dollar to it. The critical factors are time, minimizing fees/taxes, and picking sensible, long-term investments. What are you going to do today?
To give you an example of how much money that would be, for example, one of my kids will probably have a baby in the next couple of years. I was thinking I might put away $1,000 as a gift in an index fund. Let’s just assume it earns 10% annualized during the grandchild’s life. Guess how much it would be worth at age 63?
Age 1: $1,000
Age 7: $2,000
Age 14: $4,000
Age 21: $8,000
Age 28: $16,000
Age 35: $32,000
Age 42: $64,000
Age 49: $128,000
Age 56: $256,000
Age 63: $512,000
Basically you can see that my grandchild would be rolling hard thanks to Grandfather Rev.’s $1,000 gift 63 years prior.
And it grows from there–note how fast the money grows towards the end. Yes, this is a simplistic model that assumes a 10% return rate and yes, it leaves out inflation/taxes. But it shows you how much a $1,000 investment can grow with time–even though you didn’t add an extra dollar to it. The critical factors are time, minimizing fees/taxes, and picking sensible, long-term investments. What are you going to do today?
What banks won't tell you 2 x 3
The compound interest and financial success Rule Of 72 is the most important and simple rule of financial success. It takes two minutes and costs nothing to learn the Rule Of 72. Gain financial success faster when you command the power of compound interest, instead of allowing compound interest to enslave you.
Compound interest is powerful. Compound interest should be one of your financial success tools. Don't let compound interest work against you. Financial experts use the Rule Of 72 to command compound interest and gain financial success. Some financial service providers want you to know the Rule Of 72 so you can make wise decisions to command compound interest and compound your financial success. Other financial service providers use compound interest to enslave you and compound their own financial success. They don't want you to know the compound interest and financial success Rule Of 72.
The Rule Of 72 should be taught in every school. Every young person should understand compound interest and the simple secret to financial success, before they begin earning, investing and spending.
Compound interest is powerful. Compound interest should be one of your financial success tools. Don't let compound interest work against you. Financial experts use the Rule Of 72 to command compound interest and gain financial success. Some financial service providers want you to know the Rule Of 72 so you can make wise decisions to command compound interest and compound your financial success. Other financial service providers use compound interest to enslave you and compound their own financial success. They don't want you to know the compound interest and financial success Rule Of 72.
The Rule Of 72 should be taught in every school. Every young person should understand compound interest and the simple secret to financial success, before they begin earning, investing and spending.
Sunday, July 8, 2007
What banks won't tell you 1 x 3
The banks won't tell you about the Rule Of 72Compound InterestFinancial Success.
Albert Einstein is credited with discovering the compound interest rule of 72. Referring to compound interest, Albert Einstein is quoted as saying:"It is the greatest mathematical discovery of all time."
Albert Einstein is credited with discovering the compound interest rule of 72. Referring to compound interest, Albert Einstein is quoted as saying:"It is the greatest mathematical discovery of all time."
Saturday, July 7, 2007
Retirement Software
The small amount of time you spend learning about investments and managing your own portfolio could be your most highly compensated hours of the year.
Download Free Software.
These Excel spreadsheets investigate the effect of annuitizing your retirement portfolio before or after you leave the workforce.
Download Free Software.
These Excel spreadsheets investigate the effect of annuitizing your retirement portfolio before or after you leave the workforce.
- Download Retire Early's Annuity Shaft Detector(11k zip file (annusft.zip), expands to Microsoft Excel Workbook file (annusft.xls), 33k)
The Retirement Calculator can be downloaded directly in Excel format. This eliminates some of the problems users have had in the past with "zipped" files. You need Excel 95 or a later version of the program to use the spreadsheet. - Download Retirement Calculator(recalc_2006.xls size = 318,976 bytes)
- Retire Early Diversification Worksheet
Find out how much your "safe" withdrawal rate in retirement declines if you don't diversify. If you hold less than 10 stocks in your portfolio, these results may give you pause.(Filename: rediver.zip (21kb) expands to rediver.xls (56kb) - Retire Early Annuity Factor Calculator(annu98.zip (12kb) expands to annu98.xls (35kb))
This Excel spreadsheet calculates a penalty-free pre age 59-1/2 IRA withdrawal using the annuity method. Based on the UP-1984 Mortality Table as described in IRS Cumulative Bulletin 89-25, Page 666. (Filename: annu98.zip (12kb) expands to annu98.xls - The IRA CALCULATOR spreadsheet offers a quick and easy way to calculate how much money you'll pay in income and estate taxes on your IRA. Download Microsoft Excel Version, (63k zip file)Release Date: 03/28/97
Monday, July 2, 2007
Inspirational and Motivational Poetry
If you don't mind share with us one of your favorite poems either one you have written or one that has inspired you and tell us where you got it from!
Guidelines for Submitting Your Inspirational or Motivational Poems:
Poetry must be motivational or inspirational in nature, it must send a positive message - poems should be no longer than one page - all poetic styles accepted - rhymes, ballads, verses, etc. - sorry, but we do not pay for poems.
Guidelines for Submitting Your Inspirational or Motivational Poems:
Poetry must be motivational or inspirational in nature, it must send a positive message - poems should be no longer than one page - all poetic styles accepted - rhymes, ballads, verses, etc. - sorry, but we do not pay for poems.
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